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Climate & Energy calculators · 14 live

Energy decisions, real payback math.

Solar pitches, EV ads, and heat-pump rebates all promise payback — but the salesperson’s spreadsheet hides the variables that flip the answer. CalcBold’s Climate & Energy calculators surface them honestly: net-metering policy, panel degradation, electricity-price escalation, install-cost variance, real maintenance deltas. Plug your actual bill and rate, see the payback period, lifetime savings, and IRR — then decide.

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The climate & energy tool with the highest monthly demand. Run it here, then open the full version for AI insight, scenarios, and embed code.

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Every climate & energy calculator

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Where the climate & energy numbers come from

NREL PVWatts · LBNL panel degradation · IRS Section 25D · ICAO emissions · DOE heat-pump performance

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Frequently Asked Questions

The most common questions we get about this calculator — each answer is kept under 60 words so you can scan.

  • Why a separate Climate & Energy category instead of folding into Auto or Finance?
    Because the math is genuinely different. Energy decisions revolve around payback period, IRR, panel/equipment degradation curves, electricity-price escalation, net-metering policy, and emissions-per-dollar trade-offs that don’t map onto loan-EMI or commute-cost templates. Bundling solar into Auto would have hidden the differentiation — solar ROI depends on roof orientation and net-metering, not gas prices, and merits its own surface.
  • Whose data and assumptions are baked in?
    Cost defaults: NREL Annual Technology Baseline (utility-scale + residential PV cost-per-watt), EIA residential electricity tariff data (state averages refreshed quarterly), Lazard Levelized Cost of Energy (LCOE) study for cross-tech comparisons, IRS Form 5695 for the residential clean energy credit (currently 30% federal). Performance defaults: NREL PVWatts insolation by region (1,200-1,500 kWh/yr/kW typical), industry-standard 0.5%/yr panel degradation (per LBNL field studies), 7%/yr AC heat-pump COP at moderate climate. Every default is a starting input, not a black box — every page links the source and lets you override.
  • Are the calculators US-specific?
    Mostly yes for v1 — solar ITC at 30%, EIA tariff data, IRS Energy Star credits, US-style net-metering policy options. The underlying math (NPV / IRR / payback / degradation modeling) is universal; once US versions are stable we’ll layer UK / EU / India support with local subsidy programs (UK Smart Export Guarantee, EU MCS-certified installer pricing, India PM Surya Ghar). Outputs already let you override every assumption, so non-US users can run defensible numbers today by entering their local inputs.
  • What does ‘net-metering policy’ mean and why does it dominate the result?
    Net metering is the rule that determines what your utility pays you for excess solar generation pushed back to the grid. Three regimes matter: (1) Full retail (1:1) — every excess kWh you export is credited at the same retail rate you’d pay to import; payback is fastest, generation valued at full tariff. (2) Partial / time-of-use export — excess credited at wholesale or avoided-cost rate (often 30-50% below retail); payback stretches by 2-4 yrs vs. full retail. (3) None / self-consumption-only — only the energy you use during generation counts (typically 30-40% of total without battery, 70-90% with); payback is longest, battery becomes economically necessary. Same hardware, same sun, three completely different paybacks — net metering policy is often the single biggest variable in the calc.